Nace Code 74.120
Member of Accountants World
Associated with local Lawyer ,
and Official Domiciliator
Factoring - Invoice Pre Financing
Affacturage en Cédant vos Créances à un Factor
Pré-Financement de vos Facture
Members of Accountants -World Network Membres
Do you need to collect your
receivables now instead of later?
Businesscenter can help you! (nous parlons Français)
Most small or start-up businesses cannot rely on loan financing. They are often turned
down by banks for not having established credit or have poor credit, and do not have other
means of financing to rely on.
These businesses face a greater challenge than established companies to:
To help businesses meet these challenges, we offer cost-effective and timely solutions to
receivables in advance.
we invite you to read on. We answer the following questions below:
What is Invoice Pre-Financing?
In short, Invoice Pre-Financing is the process of selling your receivables for cash. It is
the service of exchanging the interest in your accounts receivables or invoices to a funding
source at a nominal discount,and is used to improve cash-flow of businesses.
Sometimes Invoice Pre-Financing is called "account receivable financing" or “advanced
funding of receivables.” Invoice Pre-Financing is a service that has been in practice since
the dawn of commerce. Today, Invoice Pre-Financing provides over 100 billion dollars of
funds to industry each year and is an increasingly popular solution to improving cashflow of
businesses of all sizes including multi-billion dollar corporations.
With work of creative financiers, Invoice Pre-Financing is now easily accessible to
smaller sized businesses to which banks are reluctant to lend funds.
Invoice Pre-Financing is filling a tremendous void that banks have created.
What are the benefits?
Invoice Pre-Financing can improve the cashflow of your business.
Many companies find their cashflow a major recurring problem. Companies often can't
afford to have cash tied up in receivables 30-45 days, a average period for many companies
to collect their receivables. They need the cash to meet immediate present financial
demands of their business. Unfortunately, most companies cannot turn to banks since
banks often have restrictive lending requirements related to cash flow, profitability, equity,
and years in business
which prohibit them from making loans.
their prices in order to have cash NOW. To be paid now by your customers, how much
would you be willing to
discount your prices? 2%, 3%, 5%, 10% ?
speed up their cashflow, thereby enabling it to more readily pay its current obligations and
grow. Advanced funding of account receivable enables these companies to convert their
invoices into instant cash. Invoice Pre-Financing can help companies to:
When you factor, you do not incur any debt, and there are no monthly payments.
You control your cash flow by determining how much to factor, and when.
How does Invoice Pre-Financing work?
Invoice Pre-Financing is fast, easy to set up, and easy to terminate. After a short due
diligence period, an account is set up and the company forwards invoices to the funding
source, representing money due from its customers. Then, the funding source advances,
via wire transfer, a significant portion of the face value of an invoice and retain the remainder
as a reserve. Once the funding source is paid on the invoices, the transaction is complete,
and the funding source will release the reserved amount of the invoice, minus the
fee for advancing the cash.
by the quality of your customer base and their performance as opposed to your years in
business or financial strength. If you have good, reliable customers, as you should, you
represent a viable
They are also competitive with bank financing.
Unlike bank financing, however, factoring fees are determined, not by the companies
creditworthiness, but by a combination of the creditworthiness of your customer, average
payment cycle, invoice size and factoring volume.
The fees can be as low as 2% of the invoice amount, depending on the level of risk involved
You have control and decide which invoices you need to sell to manage your cash flow needs.
You can factor your invoices daily, weekly, monthly, or seasonally.
Does my company qualify for Invoice Pre-Financing ?
You qualify if any of these apply to you:
Quick facts about Invoice Pre-Financing
Fortunately, banks are not the only source of working capital. Money can be obtained
quickly through accounts receivable where an ongoing line of capital can easily be
established. Invoice Pre-Financing also goes hand in hand with your financial planning,
giving you some predictability in your month-to-month financial situations.
( Phone:(00352) 621 633-107 & (00)44-709-200--6834
Ask us a TAX SOLUTION who is right for you ..
AVIS TAXATION TECHNIQUE GRATUIT , demandez nous une SOLUTION FISCALE adaptée pour votre
situation .Cet avis est gratuit.
MEMBER OF THE
Nous Parlons Français , Fallamos Portugues , Hablamos Espanhõl , We spreken Nederlands